Skip to main content
#
Call Us Today!
prev
next

Ready to get started on your insurance quotes?
Our agency can save you valuable time, money and endless aggravation on your personal and business insurance!
It's easy - call or click to get started! Ready to get started on your insurance quotes?

Commercial Umbrella

Umbrella Liability Insurance – A big difference between property and liability risks is that you can put a value on the property you have at risk, but there is no way to predict the amount of damages you could be required to pay as the result of a catastrophic accident. If, for example, you were found liable in a school bus accident that injured children, the damages could be in the millions of dollars. 
 
Umbrella Liability—also known as Excess Liability Insurance—provides extra protection for catastrophic events. The primary policies are called “underlying” policies and are specifically listed, along with their limits, on the umbrella policy. Typically, the underlying policies are your primary general liability, auto liability and the employer’s liability section of your workers comp policy. The umbrella coverage starts to pay when a covered loss exhausts the primary policy’s per occurrence limit. 
 
Most umbrella policies exclude employment practices liability, professional liability, product recall coverage, workers compensation and coverage for asbestos-related claims, pollution, war and terrorism. 

Contact us today to learn how we can help with your business insurance needs. 

 
 
 
 
 
 


With Permission Insurance Information Institute, Inc.  ALL RIGHTS RESERVED  
 

Quick Links

Quick Quote Request 
Send To Agent
Find What You Need, Fast! 
Contact Us

Yates Insurance Services
17014 New College Ave, Ste 205
Wildwood, MO 63040
Phone: (636) 821-1720
Email Us

our facebook page

Insurance professionals building lasting relationships for over 50 years!






Terms & Conditions | Copyright | Privacy Policy
©2017 Yates Insurance Services

Insurance Websites
Insurance Website Design